Terms of Use

Last updated: August 20, 2025

Agreement

These Terms govern your access to and use of this informational site. By using the site, you agree to these Terms.

No Financial Advice

All content is educational and informational only and does not constitute financial, investment, legal, or tax advice.

Third-Party Resources

Links to external sites are provided for convenience and do not imply endorsement. We are not responsible for third-party content or availability.

Use of Content

You may link to the site and share short excerpts with attribution. Automated scraping or bulk replication is prohibited.

Disclaimer

The site is provided “as is” without warranties of any kind, including availability, accuracy, or fitness for a particular purpose.

Limitation of Liability

To the fullest extent permitted by law, we are not liable for any indirect, incidental, consequential, or punitive damages arising from your use of the site.

Changes

We may update these Terms occasionally. Continued use of the site constitutes acceptance of the revised Terms.

Contact

Questions about these Terms may be directed via official Merrill contact channels.